Lender Resources
- Internet Loan Reservation System (ILRS)
- Lender Policy and Procedures "Seller's Guide"
- Forms and Checklists
- Site Evaluator
- Application to Become an NJHMFA Lender
- Lender Training Videos
- Lender Bulletin Archive
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Internet Loan Reservation System (ILRS)
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Access the Internet Loan Reservation System (ILRS) Here
Note: This single link will work for those working with Single Family and Low Income Housing Tax Credits.
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Lender Policy and Procedures "Seller's Guide"
- Policy and Procedures for Participating Lenders - Known as the "Seller's Guide" - UPDATED JANUARY 2018 - EFFECTIVE APRIL 1, 2018 (1.5MB PDF)
FOR BEST RESULTS: Download and open with Adobe Acrobat Reader to use search and bookmark functions. These features may not appear when opened in a web browser window.
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Forms and Checklists
Homeward Bound Program Documents- Homeward Bound Program Closed Loan Checklist 12/04/17 to 4/8/18 - UPDATED MARCH 2018 (145k PDF)
This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely purchase of the loans delivered. This checklist is valid till 04/08/2018. - Homeward Bound Program Closed Loan Checklist 04/09/18 to 12/31/18 - UPDATED MARCH 2018 (110k PDF)
This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely purchase of the loans delivered. This checklist is valid starting 04/09/2018. - Homeward Bound Program Check List Definitions 04/09/18 - UPDATED MARCH 2018 (102k PDF)
This checklist contains details of the documents required for purchase review.
New Jersey HomeSeeker Program Documents
- HomeSeeker Program Underwriting Submission Checklist - UPDATED MARCH 2018 (775k PDF) - This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely purchase of the loans delivered.
- DPA Closed Loan Submission Checklist - UPDATED MARCH 2018 (117k PDF) - This checklist and the documents listed therein should be furnished simultaneously with the documentation required for your closed loan submission. Please carefully follow the instructions provided within each document to ensure timely processing.
- HomeSeeker Lender Program Guidelines - UPDATED MARCH 2018 (180k PDF)
- Homeseeker Program FILLABLE Closing Disclosure Form - UPDATED MARCH 2018 (95k PDF)
- HomeSeeker Program FILLABLE Loan Estimate Form - UPDATED MARCH 2018 (76k PDF)
- HomeSeeker Program Note (54k PDF)
- HomeSeeker Program Mortgage Affidavit (110k PDF)
- HomeSeeker Program Dodd-Frank Certification (86k PDF)
- HomeSeeker Program Lender FAQs - UPDATED MARCH 2018 (213k PDF)
- HUD's List of New Jersey Certified Housing Counselors
Smart Start Program Documents
- Smart Start Program Underwriting Submission Checklist - UPDATED MARCH 2018 (2MB PDF)
This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely purchase of the loans delivered. - DPA Closed Loan Submission Checklist - UPDATED MARCH 2018 (117k PDF)
This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely processing. - Smart Start Program FILLABLE Closing Disclosure Form - UPDATED MARCH 2018 (106k PDF)
- Smart Start Program FILLABLE Loan Estimate Form - UPDATED MARCH 2018 (102k PDF)
- Smart Start Note (63k PDF)
Police & Firemen's Retirement System Loan Program Documents
- Police & Firemen's Retirement System Post Closing Checklist - UPDATED MARCH 2018 (145k PDF)
This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely purchase of the loans delivered.
First Time Home Buyer Program Documents
- First Time Home Buyer Program Underwriting Submission Checklist - UPDATED MARCH 2018 (145k PDF)
This checklist and the documents listed therein should be furnished simultaneously with the documentation required for purchase review. Please carefully follow the instructions provided within each document to ensure timely purchase of the loans delivered.
- Homeward Bound Program Closed Loan Checklist 12/04/17 to 4/8/18 - UPDATED MARCH 2018 (145k PDF)
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Site Evaluator
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Application to Become an NJHMFA Lender
- Single Family Participation Application - Fillable PDF (4.3MB PDF)
- Lender Contact Form - Fillable PDF (150k PDF)
- Chapter 51 Form (569k PDF)
- Policy and Procedures for Participating Lenders - Also known as the "Seller's Guide" - UPDATED JANUARY 2018 - EFFECTIVE APRIL 1, 2018 (1.5MB PDF)
FOR BEST RESULTS: Download and open with Adobe Acrobat Reader to use search and bookmark functions. These features may not appear when opened in a web browser window. - Mortgage Purchase Agreement (258k PDF)
- Mortgage Program Servicing Guide (400k PDF)
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Lender Training Videos
NJHMFA Lenders: New Process for Registering Homeward Bound Loans w/ DPA
Webinar Recorded June 8, 2017
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Lender Bulletin Archive